Comprehensive Capital Analysis and Review 2015 Summary Instruction and Guidance

These instructions set forth guidance and expecta-tions for the stress testing and capital planning cycle that begins on October 1, 2014, and the related CCAR exercise (CCAR 2015). Similar to the instruc-tions in previous years, the instructions for CCAR 2015 provide information regarding the logistics for a BHC’s capital plan submissions; expectations regarding the mandatory elements of a capital plan; qualitative assessment of a BHC’s capital plan; quantitative assessment of a BHC’s post-stress capital adequacy; response to capital plans and planned actions; limited adjustments a BHC may make to its planned capital distributions; planned supervisory disclosures at the end of the CCAR exercise; and common themes from CCAR 2014.