How To Budget And Manage Your Money Workbook

Do you want to take control of your money?

This practical workbook will help you manage your money, so you can live your best Life.

Set aside some time, a weekend is fine. Here are 12 benefits you’ll get if you use this book:

Benefit 1: You’ll decide how you want to improve your finances over the next 12 months. This will give you a plan and a positive outlook for the future.

Benefit 2: You’ll know exactly what you’re spending your money on. This might identify some overspending, and therefore you can make savings in the future by adjusting your spending habits.

Benefit 3: You’ll improve your relationship with money. You’ll start to see the positive impact of being mindful of your spending and this will improve your future spending habits as a result. You’ll begin to realize that you are controlling your money, not your money controlling you.

Benefit 4: You will find ways of saving money, whether it be reducing household bills, stopping subscriptions or services that you don’t use, or simply identifying bad money habits that you subsequently stop.

Benefit 5: You’ll stop burying your head in the sand with your debts and you’ll know exactly how much you owe to whom and also how much it is costing you. You can then make plans to reduce your debt over a defined period.

Benefit 6: You’ll learn how to make your money work harder for you, by regularly checking savings rates and/or checking the cost of your debts. You’ll also learn how compound interest works and how this will help increase your savings.

Benefit 7: You’ll learn the importance of building an emergency fund, and how much you should keep in this fund.

Benefit 8: You’ll also learn about sinking funds and why they are an important part of your monthly money management skills.

Benefit 9: You’ll learn the technique of zero-based budgeting, which helps you allocate every penny/dollar of income to a specific place. This puts you in control of your money.

Benefit 10: You’ll become much more aware of where your money is coming from and how frequently. This can help improve your budgeting skills.

Benefit 11: You’ll improve the stability of your family finances. This might mean improving your current lifestyle and/or leaving nest eggs for your children.

Benefit 12: As you’re updating your financial skills you will be unwittingly improving the money skills of the people around you, whether they be friends, partners, or children. This is because they will see you leading by example as you begin to manage your money successfully.

BUY this book, if you want to successfully manage your money so that you can live your best life.